What Bills can You Save Money?
Everybody wants to save money and cutting expenses. The best way to do this is what you are spending on your bills and cutting to the bone. If you want to to start it is to start a budget to see where your expenses are going. You can check it out every month to see where to cut expenses . You got to look at loans, food, energy, insurance ,taxes, major expenditures.
What can you afford with 80000 dollar Salary?
The first thing is house payment. If you take about a third of this out for taxes It leaves roughly around 4700 a month net to play with. You could afford in June,2021 a house payment on a 300000 dollar house. You could afford a 400 dollar car payment a month.
Five Surprising Ways to Cut Household Expenses
Cutting down expenses like grocery expenses that you do not need. Why buy steaks if you do not eat them. Do not take trips that you do not need to take right now. Save it for the future. Cut back on the cable bill . Get some free TV . Try not to eat out as much. Stay home and eat cheap. Cut back on the mortgage by refinance. Cutting expenses to bone on your house expenditures on insurance, phone, and electricity.
Read More on Cutting Expenses Click Here
How to Cut Expenses and Save Money
Cutting monthly expenses like getting a cheaper car . Do you need a SUV or can you get by with a compact. Reduce subscriptions like magazines or something on the internet. Do not spend on credit cards where you do not have the money to cover the bill. You are just paying interest
How to save Money on everyday Expenses
Your Loans have to be paid
The Biggest Expense is your Mortgage
If you are paying a mortgage or even rent it is taking about forty percent of your income. You know the expense has to be paid but have you thought about living in a less expensive house or apartment. Live below your means. A smaller payment helps lower the budgeted monthly expenses. A lower interest rate helps with a balance of your loan. This can be personal or expenses for business.
You could get a cheaper loan or lower your house payment . If you have a student loan it could expenses incurred for years . You might want to consolidate the student loans into one and get a cheaper payment. Layoff the credit cards and spend money with cash which you can afford. Debt is always the killer of budgets.
More information on cutting expenses Click Here
Your Travel on Vacation
Are you shopping around for the best cost for travel ,room and board. I hope so. Do you have to go to Europe, are could you spend a weekend in Atlanta do? Do you need the most expensive places or can you settle for something more reasonable. Go to a lot of places on the online and shop around. It could be expense for debit or credit. Get a expense calculator
Helping you explaining that major cost were housing, medical, and transportation and some ideas on how to avoid the pitfalls. Expense to Budget for. Grocery bills can be gotten under control and how one time with the medical can scare you for many years to come. Watching your clothes bills and trips where you can save a lot of money.
How to Cut drastically Expenses?
Can you afford a car payment or a lease of 500 dollars a month.This not a periodic expense but a monthly expense. Do you need a big car or truck expense ? You could save a couple of hundred dollars a month and use the money for something else. Maybe a used car that is couple of years old and not as big.
You could get a Budget Expense Spreadsheet for Grocery Bill
A monthly budget planner could be used for looking at what grocery expenses that you have to have. Do you buy expensive foods or eat out a lot? It something that should ask yourself. Take the smart way out. When I was in my 20’s of course I ate out a lot . What if I had put a little money in a retirement plan that would grow. Hopefully you are older now and want to save instead of spending.
How to Reduce Expenses and Save Money ?
How about Medical Expenses
Medical expenses can cut a huge hole in a budget. A friend got hurt and they had to be operated on and had no medical insurance. They ran up a huge bill and paying on it the rest of their life.They are two ways to pay for medical insurance. If you get Obama Care you have to pay part of the premium. The regular way is through one of the insurance companies. It depends on what income level that you are on and how many people in your family .Premiums can run as much as 600 to 1000 dollars a month. Your local hospitals only accept certain insurance providers. Again one hospital stay will kill the bank.
WHAT BUDGET EXPENSES FOR CLOTHES
Do you ever wonder about walking down the street and you see a person with not the most expensive clothes and wonder what their net worth is. Most of the millionaires dress like this. People that are riding around expensive cars and big houses are lot of time in debt up to their neck. Maybe you go to Walmart or Target and get those kind of clothes and cut your cost and save money. A lot of people cannot tell the difference.
I have given you a lot of ideas on cutting cost. Are you going to shop at target, get a smaller car, not take a trip. Please comment below.